A public adjuster is an independent insurance professional that a policyholder may hire to help settle an insurance claim on their behalf. A public adjuster could dramatically increase your Hurricane Ian payout.
Commercial Apartment – Hurricane
Business Claim – Good Year
Insurance companies hire their own adjusters to estimate the value of your damages. But their adjusters don’t have your best interest at heart.
They work for the Insurance company, and oftentimes cut corners to save the company money. They’re notorious for underpaying, avoiding, and even denying claims.
With National Claim Defense, you’ll have an adjuster who works for you, not the insurance company! We handle the entire claim process on your behalf, and fight for the maximum settlement amount you’re entitled to.
Don’t let the insurance company take advantage of you. Get a public adjuster!
Call us today. Our licensed adjusters will carefully review and analyze your insurance policy including any endorsements, exclusions, and limitations to help develop the best claim strategy for your situation moving forward.
Over 10 Years of Experience | Residential & Commercial Specialists | Any Size Claim Management
We can help homeowners, property managers, business owners, and real estate investors who have suffered property damage. We handle claims of any size!
Yes, Many of our adjusters live in Cape Coral FL, and the surrounding areas.
Yes! Insurance companies may use scare tactics to discourage you from hiring a public adjuster – but you are absolutely within your rights to hire a public adjuster.
Absolutely not! You are allowed to have a public adjuster represent you during the claims process. The insurance company and their adjusters will say anything to discourage you from hiring a public adjuster because they know they’ll have to pay you more. Don’t let the insurance company control your claim and don’t let them underpay you!
You should always call a public adjuster first before you call your insurance company. A public adjuster will be able to provide guidance as to whether you should file a claim or not, how to properly report your claim, and the proper steps to mitigate your loss. If you call your insurance company first they will automatically file a claim and provide you with a claim number.
Having a public adjuster on your side directly after a loss will alleviate the stress and guide you through the process step by step. They will file the claim on your behalf, they will provide guidance on the mitigation process, meet with the insurance adjuster and document the damages from the beginning. Many times bringing in a public adjuster months after a loss can cause problems as damaged items have been cleaned up or removed without proper documentation, statements by the insured could have been misinterpreted and documents, not provided to the insurance company on time.
Although a public adjuster can be hired at any point during the claim, you should call a public adjuster directly after any loss before you call your insurance company.
Having a public adjuster from the beginning provides you with an immediate advantage on your claim. The proper filing of your insurance claim and date of loss, documenting the damages properly, and using tools that detect hidden moisture and the extent of damage will ensure you are getting everything you are entitled to under the insurance policy.
Insurance adjusters represent the insurance company. They are typically paid a salary and are direct employees of the insurance carrier. These adjusters are called “company adjusters”. When insurance companies require additional resources in adjusting their claims, they typically will contract out the adjusting portion of the claim to an “independent adjusting” firm or TPA (Third Party Administrator). These independent adjusting firms are paid contracted fees based on their performance of claim exposure. At the end of the day, both the independent adjuster and company adjuster represent the insurance company only.
The public adjuster strictly works for the consumer or policyholder. Think of their service as a private adjuster working specifically for you, the insured! Public Adjusters work to recover the maximum benefit for their clients given the terms and conditions of the insurance policy. The public adjuster charges a small fee related to the recovery of the insurance claim payout or settlement. Studies have shown that public adjusters can significantly increase an insurance claim as opposed to a policyholder handling their property damage claim on their own directly with the insurance company.
When the insurance company sends the check – until then, you won’t owe us a penny.
National Claim Defense LLC
4700 Millenia Blvd. Suite 175
Orlando, FL 32839
National Claim Defense LLC
4040 Broadway St. Suite 240138
San Antonio, TX 78209
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License Information: Florida: G149030 Texas License: 3227751
Veteran Owned & Operated 
